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Exterior Water Service Line Insurance Protection

Your water service line is the pipe that brings fresh water to your home. As a homeowner, you are typically responsible for repairing any leaks or ruptures to this line from the street or sidewalk to your house. A break in your water service line can result in expensive repair bills that are not typically covered under most basic homeowners insurance policies or by your local utility. Exterior Water Service Line Insurance Protection will protect your home and finances from the costs associated with repair or replacement of a broken or leaking water service line, and will provide you with priority repair status so you get help quickly.

The illustration below shows the area that is your responsibility as a homeowner.

The Home Emergency Insurance Solution
Exterior Water Service Line Insurance Protection Benefits:

  • No Bill to Pay for Covered Repairs – All costs are covered for replacing or repairing the exterior water service line emergency, up to $3,000 per service call, $12,000 annually
  • Multiple Service Calls per Year – You can make four service calls per year, covering labor, materials, permits and tax
  • 24-Hour Emergency Service Hotline – Available 24 hours a day, 365 days a year, ready to respond to your call
  • Priority Response – A local, licensed and insured contractor will make your repair a priority
  • Quality Work – One-year guarantee on all permanent repairs

Terms & Conditions:

General Exclusions:           

Acts of God, thawing of frozen pipes; emergency breakdown - to external guttering, arising from disconnection to main water supply, due to pre-existing conditions, caused by faulty construction / improper maintenance, or from a controllable leak; swimming pools / decorative features; faucets or hose bibs; repair of covered parts, equipment and/or systems due to reduction in performance caused by normal wear and tear; emergency breakdown to property having remained unoccupied for more than 30 days; repairs when parts are obsolete; costs to correct or upgrade any part, equipment and/or system in order to comply with law; costs associated with treatment, recovery/disposal of hazardous material; manufacturer’s recalls, defects or class action suits; closing walls, floors or ceilings; costs of a repair visit, restoration of affected area, hard or soft landscaping if coverage does not apply; repair, replacement or unblocking without our prior authorization; mobile homes, recreational vehicles, multiple-unit dwellings, commercial buildings, homes with water service lines over 200 ft or greater than 2 inches in diameter. See terms and conditions for complete coverage details.

We offer coverage across the U.S.