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Exterior Sewer/Septic Line Insurance Protection

Most homeowners don't realize that they are responsible for repairing the sewer or septic line that runs from their home to the street or septic tank on their property. Our Exterior Sewer/Septic Line Insurance Protection keeps you protected by providing emergency repairs and priority service for your exterior sewer/septic line emergencies.

The illustration below shows the area that is your responsibility as a homeowner.

The Home Emergency Insurance Solution
Exterior Sewer/Septic Line Insurance Protection Benefits:

  • No Bill to Pay for Covered Repairs – All costs are covered for replacing or repairing the covered sewer/septic line emergency, up to $3,000 per service call, $6,000 annually
  • Multiple Service Calls per Year – You can make two service calls per year, covering labor, materials, permits and tax
  • 24-Hour Emergency Service Hotline – Available 24 hours a day, 365 days a year, ready to respond to your call
  • Priority Response – A local, licensed and insured contractor will make your repair a priority
  • Quality Work – Six month guarantee on all permanent repairs

Terms & Conditions:

General Exclusions:

Acts of God, thawing of frozen pipes; emergency breakdown - to external guttering, due to pre-existing conditions, caused by faulty construction, improper maintenance or a lack of maintenance or from a controllable leak; swimming pools or decorative features, sump pump, vacuum drainage systems, septic, spa and waste disposal units; repair and/or replacement costs of: bathroom fittings; repair or replacement or unblocking of covered parts, equipment and/or systems due to the gradual reduction in performance caused by normal wear and tear where an emergency breakdown has not occurred; emergency breakdown to property having remained unoccupied for more than 30 days; costs to correct or upgrade any part, equipment and/or system in order to comply with any federal, state, or local laws; recovery/disposal of hazardous material; manufacturer’s recalls, defects or class action suits; closing walls, floors or ceilings; restoration of affected area (including but not limited to: carpets, cabinets, kitchen assemblies, paneling, stucco, wood, tile, wallpaper, fixtures, fittings, mirrors), costs of a repair visit, hard or soft landscaping if coverage does not apply; repair, replacement or unblocking without our prior authorization; mobile homes, recreational vehicles, multiple-unit dwellings, commercial buildings or any residential home over 5,001 sq. ft.; consequential or incidental damages. See terms and conditions for complete coverage details.

We offer coverage across the U.S.